Estate Planning - If You Die Without a Will

If you die without a will, a probate court will take control of your estate and distribute your assets according to state statutes. The pattern of inheritance set forth in that statute may not provide for distribution of your assets in a way that matches your wishes.

If you have minor children, you will not be able to select their guardian. In addition, because the intestate law typically gives part of the estate to the children, the guardian must petition the court periodically for an allowance to support the children, and must report expenditures. Furthermore, your children will receive their shares of your estate at an early age, often before they are equipped to handle property.

If there is no will, the court will appoint an administrator of your estate. If there is no relative willing or able to serve as personal representative, the court may appoint a professional administrator.