TAX INCREMENT FINANCING


The “Tax Increment Allocation Redevelopment Act”, known as the “TIF” Act, recognizes that many municipalities are stagnant, and suffer blighting conditions.  These municipalities need economic redevelopment in order to eliminate the blighting conditions or prevent them from occurring.

The TIF Act provides municipalities with a financing tool which permits them to offer incentives to private developers, encouraging redevelopment within their corporate limits.  The Act requires the municipality to follow certain procedures in implementing such projects:

The proposed area must contain several specific characteristics which qualify the property eligible for redevelopment.  These characteristics and definitions determine whether the area is “blighted” or “conservation” area, a combination of the two, or an “industrial park conversation area”.

The municipality receives the real property taxes generated by new development which exceed the real property taxes derived from the property in the TIF area prior to redevelopment.  The municipality may use these tax monies to pay certain eligible costs, both private and public, incurred in the redevelopment.